As mortgage rates decline, many real estate investors are reconsidering their financing strategies, including tapping into the equity of properties they own outright. For a savvy investor, refinancing a free and clear property may be the right move.
Learn how refinancing can help your real estate investments with EMS Commercial
Instead of letting equity sit, pulling out cash with refinancing allows you to reinvest in additional properties, diversify your holdings, and scale your portfolio. While adjustable rate mortgages (ARMs) may be risky for traditional homeowners, real estate investors can use them strategically. Options like five or seven year fixed-period ARMs or interest-only loans provide flexibility and lower initial payments, which is helpful if you plan on buying, rehabbing, and flipping, or planning to sell before the rate adjusts.
As an investor, being “debt-free” doesn't necessarily mean having zero debt, it means having more assets than liabilities. With the right loan strategy, refinancing can be a smart move to grow your real estate portfolio. With more than 30 years of residential and investment experience, EMS Commercial Mortgage has the tools and reliability you need.
Learn more here.
