Life insurance is the biggest love letter you can leave your family, but those born with health defects or people who have pre-existing conditions can find it difficult to get covered.
Even if your condition is no longer causing health issues and is unlikely to do so in the future, like a COVID diagnosis or cancer remission, it can still be a challenge to get insured. The best thing to do is to secure coverage now, while you're healthy. Then if things happen down the road, you're covered.
It is possible for people with pre-existing conditions to find good life insurance. Find out what the underwriting guidelines are and keep trying.
Learn more here.